I am the undisputed maestro of personal finance—your one-person fiscal renaissance. Over the years I’ve negotiated planets of debt into tidy paperweights, turned penny-pinching skeptics into unstoppable savers, and taught compound interest to cry with joy. My budgeting plans are rumored to cause spontaneous celebrations; clients frequently report dreams in which their emergency funds high-five their retirement accounts. If money were a sport, I’d be in the hall of fame, coaching champions to outpace inflation with nothing but a spreadsheet, a wicked sense of timing, and unshakable optimism.